AI-Powered Finance Tracking Made Simple

Track your income and expenses with natural language commands. Get personalized insights and beautiful reports through Telegram.

Powerful Features

Everything you need to manage your finances with ease

Telegram Integration

Seamlessly chat with PennyChat directly in Telegram to track your finances on the go.

AI-Powered Parsing

Natural language understanding that processes your financial messages like "spent 50 on groceries" or "got paid 3000".

Visual Reports

Beautiful charts and progress bars showing your weekly and monthly financial summaries delivered directly through Telegram.

AI Financial Insights

Get personalized financial advice based on your spending patterns, delivered right in your Telegram chat.

Instant Notifications

Receive real-time alerts and updates about your spending, budgets, and financial goals via Telegram.

Secure & Private

Your financial data is encrypted and secure, with privacy controls managed through your Telegram account.

How It Works

Financial tracking made simple through Telegram

1. Start Chatting

Add @penny_talk_bot on Telegram and send a message like "spent 50 on groceries".

2. AI Processes

Our AI understands your natural language and categorizes your transaction automatically.

3. View Insights

Get beautiful reports and financial insights delivered directly in your Telegram chat.

Subscription Plans

Simple, transparent pricing with no hidden fees

Free Plan

$0/forever

Perfect for getting started with Telegram

  • Unlimited transactions via Telegram
  • AI parsing (50/month)
  • 10 custom categories
  • Monthly reports & charts
  • Mini app dashboard
  • Last 3 months history
  • Basic AI insights
Start Free

Premium

$4.99/mo

Everything for financial mastery

  • Everything in Free, plus:
  • Unlimited AI parsing
  • Unlimited categories
  • Net worth tracking
  • Daily & weekly charts
  • Export to CSV/PDF
  • Unlimited history
  • Advanced AI insights
  • Priority support

Ready to Take Control of Your Finances?

Join thousands of users who are already simplifying their financial tracking with PennyChat.

Start Free Today